Cheshunt

Scams and Much More

Its time to make a few radicle changes so I have started by removing the Computer/IT page and replacing it with Scams and much more

This page will bring you news and information of scams, phishing and other such topics. If you feel something should be included, is incorrect or misleading, confusing or for any other reason please, do not hesitate to contact me by clicking on the "Click to send a message!" at the top of this page. Peter Harris - IT and website.

Why not try this Password checker from the Open University to see how strong your passwords are : Password Checker. (Please note that no data is stored or transmitted).

The following videos are on YouTube and well worth a visit:

1. Passwords
2. Phishing
3.On-line ID
4.Updates to check out

My thanks to Wynmondham U3A who created this page and have kindly given permission for us to share it

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Warning after COVID vaccine scam emails received

Scammers have been contacting people claiming they can arrange coronavirus vaccines for a fee.

People around the country have received emails in recent weeks which appear to be from the NHS offering COVID vaccine appointments.

The recipient is asked to click on a link in the email to arrange an appointment, which takes them through to a webpage that asks them for personal and banking details. At present none of those contacted have suffered any financial losses.

The NHS is the only organisation that has access to the vaccine and will never ask for payment. If you are contacted, please do not engage with the fraudsters. The NHS is currently contacting eligible people but if you are asked for money it is not a genuine call, text or email.

If you believe you have been a victim of fraud please report to Action Fraud by calling 0300 123 2040 or visiting: www.actionfraud.police.uk.

Scams can come in many forms and is an incredibly sophisticated crime, making it more difficult to distinguish genuine messages from the fake.

Do not open attachments or click on links in emails or texts from senders you don’t know.
Never give out personal information, financial details or passwords in response to an email, text or phone call without verifying that the person is who they claim to be.
Block any numbers that arouse suspicion.
Set up spam filters on all of your accounts.
Always go to a website directly, by typing out the address yourself, when logging into an account.
Keep an eye out for numerous spelling mistakes in messages, these are normally linked to phishing emails and texts.
We all make mistakes and these days the scams can be incredibly convincing. If you think you, or someone you know has been a victim of online fraud:

Let your bank know what’s happened immediately.

Report the offence to Action Fraud on 0300 123 2040 or via their website www.actionfraud.police.uk.

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UK Finance reveals ten Covid-19 scams the public should be on high alert for

● UK Finance unveils ten Covid-19 and lockdown scams the public should be on high alert for and how to spot them

● Criminals are preying on a worried public by tapping into their financial concerns due to coronavirus, asking for personal and financial information

● New animation video from Take Five to Stop Fraud campaign warns people to remember criminals are sophisticated at impersonating other organisations using the coronavirus pandemic as an opportunity, fraudsters are using sophisticated methods to callously exploit people, with many concerned about their financial situation and the state of the economy. To coincide with the launch of its new animation urging people to follow the advice of the Take Five to Stop Fraud campaign, UK Finance today reveals ten Covid-19 and lockdown scams which criminals are using to target people to get them to part with their money.
Some scams manipulate innocent victims, urging people to invest and “take advantage of the financial downturn”. Others impersonate well-known subscription services to get people to part with their cash and personal information. Criminals are even posing as representatives from the NHS Test and Trace service in an effort to trick people into giving away their personal details.
To remind people that criminals are experts at impersonating trusted organisations, UK Finance has launched a new animation video urging people to follow the advice of the Take Five to Stop Fraud campaign. Consumers are reminded to always take a moment to stop and think before parting with their money or information in case it’s a scam.

The ten scams to be on the lookout for and how to spot them:

Covid-19 financial support scams

1. Criminals have sent fake government emails designed to look like they are from government departments offering grants of up to £7,500. The emails contain links which steal personal and financial information from victims.

2. Fraudsters have also been sending scam emails which offer access to ‘Covid-19 relief funds’ encouraging victims to fill in a form with their personal information.

3. Criminals have been targeting people with official-looking emails offering a ‘council tax reduction’. These emails, which use government branding, contain links which lead to a fake government website which is used to access personal and financial information.

4. Fraudsters are also preying on benefit recipients, offering to help apply for Universal Credit, while taking some of the payment as an advance for their “services”. Health scams5. One of the most shocking scams that has appeared during the pandemic has involved using the NHS Test and Trace service. Criminals are preying on an anxious public by sending phishing emails and links claiming that the recipient has been in contact with someone diagnosed with Covid-19. These lead to fake websites that are used to steal personal and financial information or infect devices with malware.

6. Victims are also being targeted by fake adverts for Covid-related products such as hand sanitizer and face masks which do not exist.

Lockdown scams

7. Criminals are sending fake emails and texts claiming to be from TV Licensing, telling people they are eligible for six months of free TV license because of the coronavirus pandemic. Victims are told there has been a problem with their direct debit and are asked to click on a link that takes them to a fake website used to steal personal and financial information.

8. Amid a rise in the use of online TV subscription services during the lockdown, customers have been targeted by criminals sending convincing emails asking them
to update their payment details by clicking on a link which is then used to steal credit card information.

9. Fraudsters are also exploiting those using online dating websites by creating fake profiles on social media sites used to manipulate victims into handing over their money. Often criminals will use the identities of real people to strike up relationships with their targets.

10. Criminals are using social media websites to advertise fake investment opportunities, encouraging victims to “take advantage of the financial downturn”.
Bitcoin platforms are using emails and adverts on social media platforms to encourage unsuspecting victims to put money into fake investment companies using
fake websites.

The banking and finance sector is working with the government and law enforcement to help identify scams and prevent people becoming victims of fraud. The industry is also encouraging everyone to remain vigilant and to follow the advice of the Take Five to Stop Fraud campaign, and to Stop, Challenge and Protect when they receive any messages out of the blue:

Stop: Taking a moment to stop and think before parting with your money or information could keep you safe.

Challenge: Could it be fake? It’s ok to reject, refuse or ignore any requests. Only criminals will try to rush or panic you.

Protect: Contact your bank immediately if you think you’ve fallen for a scam and report it to Action Fraud.

In order to spot a Covid-19 scam, people should be on high alert if:

● The website address is inconsistent with that of the legitimate organisation
● The phone call, text or emails asks for financial information such as PIN, passwords
● You receive a call or email out of the blue with an urgent request for your personal or financial information, or to make an immediate payment
● You’re offered a heavily discounted or considerably cheaper product compared to the original price
● There are spelling and grammar mistakes, or inconsistencies in the story you’re given

Managing Director of Economic Crime at UK Finance, Katy Worobec, said: “During this pandemic we have seen criminals using sophisticated methods to callously exploit people’s financial concerns, impersonating trusted organisations like the NHS or HMRC, to trick them into giving away their money or information. “The banking and finance industry is tackling fraud on every front, investing millions in advance technology to protect customers and working closely with the government and law enforcement to stop the criminal gangs responsible and neutralise the threat. “We would always urge people to follow the advice of the Take Five to Stop Fraud campaign to keep their money and personal information safe from fraudsters.”

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